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Modern Real Estate

March, 2017Archive for

Difference Between General Contractor and Remodeling Contractor

Sunday, March 12th, 2017

If you are thinking of improving your home with the help of home improvement service providers, you have to keep in mind that one professional may offer a different line of services than another. There are those companies that specialize in interior designing for commercial buildings and there are those that have full-service offers in handyman services.

While there is a wide array of services that you can consider for your humble abode, two kinds of professionals are highly demanded in the market these days because of the growing need of homeowners when it comes to home improvement needs. Right before you hire a service provider who is professional enough in updating and reviving the glow of your home, you have to take into good consideration the difference between a professional service provider and a remodeling contractor.

A general contractor is one kind of professional that you can hire if there is a need for several specialists to take care of your home improvement needs. He is the person responsible in supervising the project and assuring that the tasks involved to complete the project are appropriate for the scheduled time.

Furthermore, he makes it a point that the entire project is suitable for the budget you have agreed upon. There are times when this kind of service provider will not be the one to do the work in improving your home. He takes care of the hiring of specialists or subcontractors who will be the point of contact in the necessary duties of the project.

Remodeling Contractor
This type of service provider is a team of professionals who specializes in renovating and remodeling different parts of a house. They are the ones who hire electricians, interior designers, handymen, architects, and any other pertinent specialists who can take good care of your home improvement needs.

There is a different between an entity that focuses on remodeling and one that is commonly referred to as a professional service provider. A remodeling contractor has the tendency to offer various services that a professional service provider does not usually offer to homeowners.

One good advantage of hiring this kind of contractor is the inclusive warranties that they offer to their client. If you are about to decide on which kind of contractor you want to work with in improving your house, it is always best to determine your needs so that you will be able to hire the most effective professionals for your project.

All about Flexible Mortgages

Tuesday, March 7th, 2017

Flexible mortgages were first introduced into the UK to cater for individuals with flexible working patterns. Flexible mortgages are a recent addition to the mortgage market in the UK, although they have been popular overseas for several years.

The initial target market for flexible mortgages were people who have irregular working patters such as the self-employed, and people who receive irregular payments such as bonuses and commissions.

Typical features of flexible mortgages include, overpayments, underpayments, drawdown of overpayments made, additional borrowing facilities, and no (or low) redemption penalties.

In addition to the features that allow for flexibility with payments, the interest on flexible mortgages is calculated on a daily basis. This can result in massive savings to the borrower and can significantly reduce the term of the loan.

For this reason flexible mortgages have become popular with people in all types of employment who are looking to pay off their home sooner. While the initial target market of flexible mortgages may have been the self-employed, people from all walks of life are now reaping the benefits from this new type of mortgage product.

Interest rates are generally higher on flexible mortgages than for traditional mortgage products to counter the increased risk of the borrower not repaying the full balance of the loan by the end of the term. The flexibility of flexible mortgages allows for this to happen.

Some flexible mortgages can also be linked with current accounts, chequebook facilities, debit and credit cards, unsecured loans, and offset accounts.

One popular type of flexible mortgage is the offset mortgage. An offset mortgage will offset any positive balance of funds in a bank account held with the same lender, in order to reduce the amount of interest payable.

Another type of flexible mortgage that has become popular in recent years is the current account mortgage. Flexible mortgages of this type combine the mortgage with a current account and credit card facility in order to streamline the borrower’s banking facilities. Flexible mortgages of this type are sometimes referred to as a -line of credit-.

Flexible mortgages of all types have been gaining popularity in recent years and should continue to do so as lenders find new ways of satisfying a widening array of customers’ needs.

If you are interesting in flexible mortgages, contact an independent mortgage adviser to receive unbiased, expert advice.

Visit UK Mortgage Source to search for an independent mortgage broker who can provide expert Mortgage Advice on the entire UK mortgage market

Real Estate And Commercial Realestate Mindset The Link That Binds

Tuesday, March 7th, 2017

The common denominator of the things that a real estate could have that can make him obtain a real estate millionaire stage is that by creating a good commercial mindset and providing creative ideas in promoting their respective real estate properties. For some reason, they thrive on creative most of the time because they should commercialize the way they endorse their real estates.

Commercial mindset of real estate is an edge in competing with other real estate investors for it could have them good strategies on what their careers are.

What is commercial realestate mindset?

Commercial real estate mindset is one of the things being done in the field of real estate career. They try to enhance the way they promote their real estate properties to a larger scale by producing the right mindset.

Mind setting is like setting your goals. It hands you with the appropriate grade of making yourself convincing enough for the buyers to catch your thoughts and receive the promotional ideas that you are trying to lead on.

In commercial mindset, you are entering a competition with other property owners and the seller thus good commercial mindset would make you have the highest profit possible profit that you could get.

How can it make you a real estate millionaire?

With a right condition of mind setting, the goals of purchasing the good buyers will rise. For example, you are thinking about making more money by buying more properties to be able to sell them. That is a good commercial strategy. It creates a bond between the what you think and the what you want to be able to achieve a more precise result of getting potential buyers.

In this process, your prospects would definitely choose you over the other because you have created a good bond with them.

Real estate millionaires are good at that. They are able to strategize their selves with a good commercial real estate entrepreneurship thus making them what they are now.

Get yourself with the right commercial realestate mindset and prepare for the good terms to come with you. In real estate, everything is possible. It may be hard at first but a positive mindset would cure all the hardships that you have been experiencing in the long run

Begin Your Compensation Claim From Your Mis-sold Mortgages

Monday, March 6th, 2017

There are many ways where in mis-sold mortgages practice can occur. For example, a self-employed applicant was advised for self certification application for their loan and this is might not be right. If the mortgage broker or lender manipulates their clients to declare an higher monthly earnings, this is categorized as one of the mis-sold mortgages practice.

After giving all the personal data, broker should show a selection of products that suits the applicants circumstances and needs, unless it was clearly stated that one was offered. The correct information of the clients should be filed in a fact find document for future references of both parties. All the clients?documents must be retained by the mortgage broker, if not this is categorized as mis-sold mortgages practice and a distinct breach of Mortgage Conduct of Business Rules.

The most typical area of mis-sold mortgages is when you are asked to make a self certification of your mortgage application but was unemployed during the period of the application. These are known as self certified mortgages and so are recently been banned by the FSA because a great deal of mortgage brokers and lenders took advantage of such type of mortgage application.

If the client was offered interest only mortgage beyond their retirement age without exploring the future consequences of repayment, then this is yet another issue of mis-sold mortgages practice. The mortgage brokers and lenders may need to look after the welfare of their clients and not after the commission (for the brokers) and profit (for the lender) that they will get from a mortgage product. They need to make sure that the program and advice they offer on their customers are the most suitable for them and the most affordable so they can avoid mis-sold mortgages complaints.

If you believe you’ve been one of the victims of mis-sold mortgages in great britain, you may be able to claim back compensation for being handled unfairly by your mortgage lender or broker. You may be also to save your home from having repossessed by your lender if you will do the proper move. You may take your complaint to the Financial Ombudsman Service or seek the help of a professional solicitor in this area.

Mortgages – Who Provides The Very Best

Monday, March 6th, 2017

As their name explains it, 95% mortgages are loans that only need for the lender to count with 5% of the total value of the property he wishes to buy. Nowadays, this appears to be a pretty excellent choice for young individuals looking to acquire their 1st residence. Nonetheless, anybody who has a bit saved up can apply for this type of mortgages.

Just like with all kinds of mortgages, a 95% mortgages vary according to the bank you get it with. The most necessary distinction between lenders is the type of rate they supply. Next, you’ll discover a review of various 95% mortgages, describing their pros and cons. Locate out which 95% mortgage is the most effective 1 for you.

Although numerous borrowers aren’t able to supply this type of mortgage, Nationwide has announced the launch of a new line of 95% mortgages. The rates for this product begin a 2.79% for those that borrow ?150,000. Nevertheless, this deal is only accessible for already existing buyers.

For that reason, should you don’t do organization with Nationwide already, you’ll not have the ability to take pleasure in this brand new line of 95% mortgages. Furthermore, Nationwide isn’t the only bank with restrictions on their 95% mortgages. Northern bank provides this product also, but only in Northern Ireland.

Yorkshire bank is an additional entity offering this kind of mortgage. Even though it’s readily available to everybody, the reality that it’s at a rate of 6.99% discourages most borrowers. Some thing comparable occurs with Clydesdale Bank. Even though it provides a 95% mortgage choice, its rates are so high, that most men and women don’t even take into account it.
Finally, Lloyds TSB bank counts with an extremely competitive 95% mortgage that gives hope to those that already lost it. Their 3 year fixed rate of 4.39% makes all of the distinction. Even so, it has its cons. For the borrower to access this loan, his or her parents should open a savings account with the bank.

In such savings account, they ought to deposit 20% of the value of the loan, which the bank will claim, ought to the borrower fail to make his or her payments. Even though it has its drawbacks, Lloyds TSB’s choice is considered to be the most effective 1 inside the marketplace proper now.

Having said that, if none of these alternatives appears to work for you, you’ll find constantly distinctive kinds of mortgages readily available within the marketplace. Surely 1 of those will suit your needs. So don’t give up on your dream of buying a home. Get informed and shop around simply because most almost certainly there’s a suitable mortgage kind out there waiting for you.

Residential Solar Power 101 Essentials Of Solar Energy Panels

Sunday, March 5th, 2017

Residential solar power is the power that relies on sunlight or the power of the sun to produce electricity in offices, residences, etc. You can produce this type of power if you have solar energy panels installed in your house. True, you can purchase panels or a solar powered kit for this purpose, but, if affordability is your main concern, youre better off with DIY solar panels.

For just a hundred dollars or an amount greater than $100 but less than $200, you can construct panels with your own two hands and with simple tools and materials. You may think that building the kits that provide residential solar power is difficult, but the truth is, the process is quite easy. You just have to follow the steps given in an e-book or a guide that concentrates on the topic of do it yourself solar energy panels. There are extremely affordable guides or resources found on the World Wide Web that will teach you to create a solar powered kit you can use for significant electricity bill reduction.

If you only have very tight budget for setting up DIY solar panels, you should be aware that there are second hand materials or bargain materials you can purchase from various websites, specifically from eBay, that will make it possible for you to start your residential solar power project. If you wish, you can opt to build the panels one by one until youve completed at least four solar energy panels that are sufficient in producing electricity for a one to two bedroom house.

The following are the basic materials you can use to come up with a solar powered kit:

1.Solar cells

2.A piece of plywood

3.Copper wires

4.Some glass sheets

5.A resource on how to create DIY solar panels

Remember to place the solar panels really close to batteries to decrease the possibility of loss of power in the cables. See to it too that the panels installed in the northern portion of the equator face southwards in order for them to receive enough amount of sun light everyday of the year. To make the most out of residential solar power, do not forget to clean the panels at least once a month. This just means wiping away the dirt or the dust that may have accumulated on your panels.

The use of solar energy panels is an effective and safe solution to your problem of expensive or sky high power bills. Instead of buying a solar powered kit thats not light on the pocket, you should opt to build DIY solar panels.

Feng Shui Using Quartz Crystal Singing Bowls And The Five Elements To Attract Positive Energy

Saturday, March 4th, 2017

Feng Shui Tips for Attracting Positive Energy With Quartz Crystal Singing Bowls

Feng Shui, the ancient Chinese art of arranging interiors, is an effective way to direct energy and used in combination with quartz crystal singing bowls, will help you attract positive energy and good fortune into your life. The five elements of feng shui are a key factor in properly arranging your space to achieve the best results, and quartz singing crystal bowls can be used effectively with this method.

The Five Elements

Proper balance and placement of the five elements of feng shui (wood, fire, metal, earth, and water) is crucial to the proper flow of positive chi in your space. Quartz crystal singing bowls contain three of these elements – metal, earth and water, and they can be placed in several strategic places to enhance specific qualities.

The metal element is associated with both wealth and protection, and can be used to attract more money as well as guarding your space from negative influences. Place a bowl in the West, Northwest and North areas of your space to enhance these energies.
Water is another one of the major elements and governs our life-force, well-being, serenity, and our abilities to release and let go. It also has a direct influence on the flow of money. Place a bowl in the North, East and Southeast areas if you want to emphasize its water effects.
The Earth element represents stability, security and permanence, and with its nurturing qualities, it also supports deep, lasting relationships. Place
a crystal bowl in the Southwest, Northeast, West, Northwest and Center of your space for best enhancement of earth energies.
Other Beneficial Effects

With the quality of being tuned to specific notes, the tones themselves of crystal singing bowls can be used in creative ways to enhance your chi. For example, place a bowl tuned to the note of F (for the heart chakra) in the relationship area of your space to promote positive, loving interactions with other people. The material of crystal itself is also healing on its own, as crystal has strong clearing properties as well as positive energy. The light, color, and beauty of a crystal singing bowl will lift the energy of any area no matter where it is placed. Quartz crystal singing bowls are an effective tool for energy balancing, and users in combination with feng shui, will be sure to have a powerful effect on your life.

Common Commercial Real Estate Contract Contingencies

Thursday, March 2nd, 2017

Just like residential real estate contracts, Dallas commercial real estate contracts have their share of contingencies. In short, contingencies are found in most real estate contracts and are essentially escape clauses for both the buyer and the seller.

Each party wants to make sure they are protected in the real estate contract, so real estate contingencies are a common occurrence. They often make the contract much easier to handle for both the buyer and the seller, as it provides them with an opportunity to back out of the contract for a number of reasons.

Although both residential and Dallas commercial real estate contracts both have contingencies, the contingencies themselves are quite a bit different. The following list details some of the common contingencies found in Dallas commercial real estate contracts:

When purchasing a parcel of land for Dallas commercial real estate, the contract may be subject to the approval of the buyers attorney. Because Dallas commercial real estate contracts may be decidedly more in depth than residential real estate contracts, waiting on the approval of your attorney when buying Dallas commercial real estate is quite common. It is also common to have a contingency that is based on a business professionals partner or investor, as it is important to get approval from everyone involved before the contract is finalized.

Many commercial real estate contracts include contingencies that are based on financing approval for the buyer. For tracts of land, this contingency may include approval of a legal survey, if one has not already been done. In addition, a buyer will likely want to include in the purchase agreement some language about obtaining necessary permits and zoning for the commercial property.

When speaking of commercial tracts of land, there may be a contingency with verbiage regarding liens on the property. In particular, the purchase of the land will be contingent on no environmental cleanup liens.

It is common to have a contingency based on: the buyer achieving a loan of at least 75 percent of the purchase price of the Dallas commercial real estate property; the buyer being satisfied with the inspectors report; and the buyer being satisfied that the property can be remodeled or renovated to his or her satisfaction. In other words, the buyer will likely include a series of contingencies based on the use of the commercial property and how it can and cannot be used.

The use of a realtor qualified in commercial real estate is crucial, as he or she will be able to guide you when making a commercial real estate transaction. Real estate companies, like VIP Realty, have a plethora of highly qualified and experienced realtors who have extensive experience in dealing with commercial real estate contracts. It is important to never enter into any type of real estate purchase agreement, whether residential or commercial, without advice from a trusted realtor and real estate attorney, as they will be able to best protect your interest in the real estate transaction.

Using The Feng Shui Wood Element In Home Decor

Thursday, March 2nd, 2017

Here are some key items of this element: the color green, east or south-east direction, the symbol of a dragon, and more Yin than Yan energy. The symbols that depict it include flowers, trees, wooden items, rectangular furniture, straw crafts, paper crafts, fabric crafts, and paintings depicting a forest.

Its easy to add this element to your home using special feng shui figurines made of wood. Here are some good examples of such figures, and an explanation of their properties.

Elephant: The elephant figurine will help to make you more powerful and successful. Elephant became the symbol of a just and respected leader in China. The Elephant will help you acquire the necessary qualities to achieve recognition and high status. Place the statuette in your office or near your workplace at home.

Toad: A toad with coins in its hands is a talisman that helps to attract money. You need to place the toad near the entrance door, diagonally. Dont set it too high or too low. A money toad should look at the front door, welcoming wealth into your home. A money toad holds Chinese coins that symbolize prosperity.

Dragon: The dragon will help improve the energy of your home and help you succeed. The Dragon will activate the Yang energy that’s needed for success in new endeavors. The Dragon is one of the 4 protector animals, each of which corresponds to one of the four cardinal points. A dragon guards the eastern direction, so the statue is best put in the eastern sector of your house. However, the dragon embodiment of the feng shui wood element can be placed anywhere.

Dragon on a pearl: The dragon is a symbol of the Yang energy. In China, the dragon also symbolizes rain, which nourishes the earth and makes it fertile. The Dragon brings prosperity. The dragon that sits on the celestial pearl can help to make wishes come true. This figurine can be placed anywhere in your home or office.

Double happiness: The hieroglyph Double Happiness helps to harmonize relationships and strengthen love. In China, it’s a tradition to present this hieroglyph as a wedding gift, so that the newlyweds union remains strong. The hieroglyph is best hung in the south-west part of the bedroom, to attract and maintain love.

The mystic knot: The mystic knot is one of eight characters that appeared on the soles of the Buddha (according to legends). This sign is identified with the endless love, so beautiful that it has no beginning or end. It’s a good idea to hang this sign in the bedroom, to help prevent separations in your relationship.

These figurines are typically carved from a single piece of mahogany tree, Abash tree, and many others. They can become a perfect decoration for your home and help you balance your life using the feng shui wood element.

Providing Feng Shui consultancy

Thursday, March 2nd, 2017

Planets Therapy provides consultancy services regarding feng shui, indian astrology and Vaastu healing. Planets therapy stands for ultimate success for the human being towards his destiny.

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Planet Therapy

Human quest for peace of mind is full of obstacles. These obstacles are in the form of the desires of material comforts. Every Human being stirve hard to achieve a state of solace and peace in their mind, however what they achieve in reality is virtual and short lived peace of mind. Peace is attained by control over the desires and then transcending or elevating the mind to joyous spiritual journey to ultimate wisdom.

Our mission is to help and guide every human being to embark on this journey to peace, love and prosperity. We aim to put together all occult sciences like astrology, fengshui, vastu, color therapy, music therapy, crystal therapy and chakra healing for the benefit of human life.

Feng Shui

In the ancient Chinese culture, it was always believed that staying in harmony with the environment or nature will lead to good life. The system of Feng-shui, which is pronounced as Feng Shway is based on elements of nature, such as wind and water.

The study of Feng-shui reveals two major areas, namely the Land and the Building structure. Study of the energy of nature is aimed at movement of wind and water and thus how the energy moves around the land and the mountains, rivers etc. The second area of focus is the movement of this energy within the structure of the building where we live and work.

The concept of Feng-shui is based on five fundamental or key elements. These are Earth, Wood, Fire, Water and Metal. Also integral to this belief are the twin forces of Yin and Yang. These forces describe the two basic forces of nature and in order to maintain balance, one has to develop harmony between these two forces. The motion of these two explains the dynamic movement of the forces of nature or in other words it explains the change in things. And the important thing is that both are interdependent.

Our objectives

Introduce everyone to the alternative healing practices.
Analyze the type and cause of obstacles.
Identify the exact therapy suitable to the person’s needs.
Prepare the person for the adaptability of the therapy through guidance from our master and spiritual healer.
Connectivity with Self.
Move on the path of spiritual realization and peace of mind by putting together the body, mind and soul.

Contact Details
Sohum Healing Foundation

Live Contacts
Phone: +91 291 2653555
Anoop Bissa : +91 94141 33966
Harsha Darwani : +91 98285 85823

Planet Address
Sohum Healing Foundation
851, Road #11, Chopasani
Jodhpur. 342002 Rajasthan
India.

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